Short-term visitors to the United States who rent cars can typically buy the necessary insurance coverage directly from the rental company.
Longer-term international visitors who purchase cars or bring one from their home country may need to buy auto insurance from a U.
Additionally, some states require longer-term visitors to get a license, even if they don't intend to stay permanently. People who are visiting the U. The easiest option is to get temporary insurance coverage directly from the car rental company. This coverage serves as an equivalent to liability insurance, which pays for any damage or injuries you might cause to another driver if you're deemed at fault in an accident. Most car rental companies will also offer you another layer of protection that pays for any damage to the car itself, instead of simply covering your legal liability after an accident.
Whether the peace of mind from additional coverage is worth the extra fee is largely a personal decision based on your comfort with driving in the U.
Additionally, visitors from Canada, especially those driving their own cars, will likely be protected by their Canadian insurance while driving in the U. Check with your insurance company, as well as the laws in the state you will drive in, to be sure. If you're staying in the U.
Auto insurance is a requirement in order to register and drive a vehicle in most states. Unfortunately, car insurance is not always simple or cheap to get for international visitors.
Progressive stands out among popular car insurance companies because it allows you to get a quote online with an international license. You may also be able to get coverage from another major national insurance provider by speaking with an insurance agent on the phone or in person.
State Farm, for example, requires you to enter a Social Security Number or a driver's license number to get a quote online — but some of their agents specialize in helping drivers with foreign licenses get car insurance. A handful of smaller auto insurance companies advertise that they provide insurance for drivers with foreign licenses. However, several of these providers — such as Infinity and Gainsco — specialize in working with high-risk drivers, which means they may charge higher rates.
In general, visitors from overseas are likely to pay more for car insurance. American car insurance companies use your driving history — like how long you've been licensed and recent accidents — to determine your rates. Without a U. For example, in the Commonwealth of Virginia, international visitors must get a Virginia driver's license if they live there for more than six months or are employed there.
If the driver's license is in a language other than English, but the characters are in English i. If the driver's license is in a language other than English and the characters are not in the English language i.
Russian, Chinese, etc. Note: Customers are not allowed to rent a vehicle with only an International Driver's Permit. An acceptable valid driver's license issued in your country of residence must be presented at the time of rental. If the driver's license is in a language other than English an international driver's permit is recommended and must be accompanied by a valid driver's license issued from your home country, you will not be allowed to rent with only an international driver's permit.
The renters driving license country MUST match the point of sale of the product reserved , if not the correct point of sale product will be applied at time of rental which may occur additional charges. An acceptable, valid driver's license issued from your country of residence must be presented at the time of rental. In all cases, a valid driver's license issued from your home country must be provided, whether or not you possess an International Driver's Permit.
You will not be allowed to rent a Hertz vehicle with only an International Driver's Permit. Driver must have a valid driver's license issued by state, territory or possession of the United States, and valid for the entire rental period.
An IDP or certified translation without the foreign issued driver's license is not acceptable. Please note that some car rental companies have different requirements, so make sure to check our Terms and Conditions TnC pages for complete details.
Read more about License Requirements for renting a car in the US. We compare car rentals. If you intend to get an IDP, you must do so in advance of your travel. To get an IDP, contact the motor vehicle department of the country that issued your driver's license. You may need both your license and an IDP to rent a car in the U. Beware of international driver's license scams. Scammers may try to sell you a fake IDP. In addition to losing money, you may be subject to travel delays or legal issues if you use a fake IDP in the U.
If you are eligible to apply for a driver's license, you must get a driver's license from the state where you live. The residency requirement for obtaining a U.
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